70% of people are unsuccessful in reaching their dreams facts
Many people fail to reach their dreams due to unrealistic measures. We will help you set achievable targets and keep you on track till you get there.
Only 4% of families in Australia are adequately protected from illness, injury or premature death facts
No protection or being under protected is an extremely prevalent problem. We can help you get the right amount of cover for you and your family.
46% of families say they live pay week to pay week facts
Many families find it hard to plan there future due to there short term focus. We will help you map out your future so you can build wealth over the long term.
30% of retirees are spending more then they had planned in retirement facts
You can find yourself overspending in retirement and your funds running out if you are not careful. We can help you plan your retirement so your funds last you longer.
Help and Guidance
We endeavour to please our customers through providing good quality advice to help them protect and accumulate wealth over the long term. Our process includes four steps -
We discuss your personal situation, your dreams and aspirations. What is of interest to you. We explain how we can help you and we detail our overall process further.
We create strategies to help you achieve your dreams via exploring your options and situation. Your personalised plan is a great tool to help you understand how to get to your desired goal.
As we are putting your plan in place we will keep you updated and engaged throughout the whole process. This will help you recognise when everything will go into force and how your strategies will come to life.
We understand changes in life do occur. We provide ongoing advice to keep you on track which are suited to your changing needs.
Consolidation, Salary Sacrifice, Re-contribution, Co-contribution, Non-concessional, Self Managed Super Funds (SMSF)
Investment planning, Gearing - Margin Lending, Dollar Cost Averaging
emergency fund, health , income, life, disablement, trauma, general
Consolidation of debt, home loan offset, repayment frequency, budgeting, debt recycling, deductible vs non-deductible
assets/income tests, pension exemptions, allowances/support, age pension
Income streams, investment, home equity drawdown
Wills, Beneficiaries, Power of Attorney, Testamentary Trusts, Superannuation
Planning a Path
Your goals and dreams change throughout different life stages. Whatever stage you are going through, we can prepare strategies and solutions to suit.
No Direction, No Plan, No Strategy
Setting the Foundations
Establish Goals, Protecting your family, Estate Plans in order, Really Smart Super, Effective debt Management, Cashflow under control, Tax under control
Building Your Pathway to Wealth
Debt Reduction, Accelerate Super, Investment Property, Build share portfolio, Smart cashflow, Smart tax
Countdown to Retirement
Check Foundations, Refocus goals, How much funds will we need to retire comfortably, Focus on Super Transition to retirement strategies, Minimise tax, Investment Properties
Retire In Style
Clear goal, Estate Plan clear, Do we have enough funds to retire comfortably, Tax free pensions, Solid investment methodology