Help and Guidance

We endeavour to please our customers through providing good quality advice to help them protect and accumulate wealth over the long term. Our process includes four steps -
  • Understanding Your Situation

    We discuss your personal situation, your dreams and aspirations. What is of interest to you. We explain how we can help you and we detail our overall process further.

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  • Creating Your Personalised Plan

    We create strategies to help you achieve your dreams via exploring your options and situation. Your personalised plan is a great tool to help you understand how to get to your desired goal.

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  • Implementing Our Advice

    As we are putting your plan in place we will keep you updated and engaged throughout the whole process. This will help you recognise when everything will go into force and how your strategies will come to life.

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  • Keeping You On Track

    We understand changes in life do occur. We provide ongoing advice to keep you on track which are suited to your changing needs.

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Superannuation

Consolidation, Salary Sacrifice, Re-contribution, Co-contribution, Non-concessional, Self Managed Super Funds (SMSF)

Wealth Accumulation

Investment planning, Gearing - Margin Lending, Dollar Cost Averaging

Protection

emergency fund, health , income, life, disablement, trauma, general

Debt Management

Consolidation of debt, home loan offset, repayment frequency, budgeting, debt recycling, deductible vs non-deductible

Centrelink

assets/income tests, pension exemptions, allowances/support, age pension

Retirement Planning

Income streams, investment, home equity drawdown

Taxation

Rebates, Reductions

Estate Planning

Wills, Beneficiaries, Power of Attorney, Testamentary Trusts, Superannuation

 

Planning a Path

Your goals and dreams change throughout different life stages. Whatever stage you are going through, we can prepare strategies and solutions to suit.

Starting Out

No Direction, No Plan, No Strategy

Setting the Foundations

Establish Goals, Protecting your family, Estate Plans in order, Really Smart Super, Effective debt Management, Cashflow under control, Tax under control

Building Your Pathway to Wealth

Debt Reduction, Accelerate Super, Investment Property, Build share portfolio, Smart cashflow, Smart tax

Countdown to Retirement

Check Foundations, Refocus goals, How much funds will we need to retire comfortably, Focus on Super Transition to retirement strategies, Minimise tax, Investment Properties

Retire In Style

Clear goal, Estate Plan clear, Do we have enough funds to retire comfortably, Tax free pensions, Solid investment methodology